Why Bybit?
Big exchange
Card loaded also with EUR/GBP to avoid load fee
Virtual card available for free by default
Plastic card is an additional card
Headquarter in the Emirates so not the standard US/EU/UK/Asia company
No cashback but many rewards 
Cryptocurrency CFD based on USDT via MetaTrader
You must select one crypto along with FIAT to load the card
Only for EU or UK customers
Crypto conversion rate (but it can be avoided trading on spot USDT/EUR)